Business services

Every business owner needs a team of professionals in the background who provide continuous support and advice. That's what we are here to do.

Through years of commitment to our business clients we have developed a wide range of skills and services designed to improve business performance and profitability.

TESTIMONIAL:
"You have been my Accountant for over three years, dealing with my personal and business accounts and taxation matters.
During that time [Ray and Associates] have always ensured that all accounts and returns are completed comprehensively and in a timely way, and that any questions and queries from myself, and importantly from the seemingly endless army of HMRC people that cannot join up their own organisational dots, are dealt with promptly and completely.
You have always consulted and clarified regularly, making sure that sound and proactive business advice is given at all times. You have particularly ensured the most tax efficient ways of dealing with all my finances are utilised.
I have no hesitation in recommending you services in personal and business accounting."
Nick Ingles, 2010

Business startup

When starting a new business, it is critical to begin by formulating a business plan to ensure that adequate finance is available.

Buying an existing business

If you are planning to acquire or invest in an exiting business, thorough analysis of the target company’s financial records will provide you with vital insight into current operations, health and future prospects.

Strategic growth & business planning

Budgeting, forecasting and managing cash-flows, credit and stock control are important management tools required. Sustained growth of your business is unlikely without such information.

Business finance - financing growth

If you are considering a major purchase, a new investment or planning the development of your business, you will need to consider how best to proceed.

Company secretarial services

Ensuring that companies and their directors meet the ever-changing requirements pertaining to company legislation and that they avoid fines or penalties which may arise due to lack of compliance with these regulations.

Payroll services

Administering your payroll can be time consuming and divert energy away from the core activities of your business. The task is made all the more demanding due to the growing complexity of taxation and employment legislation and the accompanying regime of penalties for non-compliance.